Delivering Financial
Solutions for All.

Small Bussiness
Our Features
Why Choose Us!
We continue to pursue that same vision in today's complex, uncertain world, working every day to earn our customers’ trust!
Transparency
Ensuring clear communication and openness in all operations
Accountability
Holding all members and leaders responsible for their actions and decisions
Efficiency
Striving to maximize resource utilization and minimize waste
Predence
Exercising careful judgment and foresight in financial management
Compliance
Adhering to all relevant laws, regulations, and ethical standards
What Peoples Say!
Testimonials
Joining Barwaaqo SACCO has been a life-changing experience for me. As a low-income earner, I struggled to access financial services that understood my needs. With Barwaaqo, I found not only a supportive community but also affordable and Sharia-compliant savings and credit options. Their staff is always ready to help, and I now feel empowered to improve my financial situation.

Ahmed Hassan
Member
Barwaaqo SACCO has truly transformed the way I manage my finances. The innovative products they offer are tailored for people like me, who are often overlooked by traditional banks. I appreciate their commitment to transparency and accountability, which gives me confidence in my savings. Thanks to Barwaaqo, I am on my way to achieving my financial goals!

Mohamed Muse
Member
Flexible & Affordable Financial Services
At Barwaaqo SACCO, we are committed to providing accessible and Sharia-compliant financial solutions tailored to the needs of our members, particularly those with low incomes in Somaliland. Our flexible pricing policy ensures that our services remain affordable while maintaining quality.
Transactions
Economic Growth Across 7,145 Miles
We strive to build a strong community by promoting financial literacy and cooperation among our members, fostering an environment where everyone can achieve their financial goals. Join us at Barwaaqo SACCO, where your financial needs are our top priority!
Latest Principals
Principals
they reflect our commitment to serving our members and fostering an inclusive financial environment. Here are the key principles that guide our work
Voluntary & Open Membership.
Prudential Management
Economic Participation
Autonomy & Independence

Affordable Rates, Trusted Services
Accessible, Reliable & Quality
Financial Solutions That
Empower Your Future!
we take pride in offering the best financial services tailored for our members. Our dedicated team utilizes innovative solutions and technology to ensure accessible, affordable, and quality Sharia-compliant savings and credit products. With a commitment to empowering low-income individuals, we leverage our expertise to enhance financial inclusion and improve lives across Somaliland.
What We Achieved!
Fulfill our dedicated promise to deliver innovative & dynamic solutions to our customers to fit their needs.